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The following link/content may include information and statistical data obtained from and/or prepared by third party sources that Denielle Cerny & Associates, deems reliable but in no way does Denielle Cerny & Associates guarantee its accuracy or completeness. Denielle Cerny & Associates had no involvement in the creation of the content and did not make any revisions to such content. All such third-party information and statistical data contained herein is subject to change without notice and may not reflect the view or opinions of Denielle Cerny & Associates. Nothing herein constitutes investment, legal or tax advice or any recommendation that any security, portfolio of securities, or investment strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Denielle Cerny & Associates, execution of required documentation, and receipt of required disclosures. All investments involve risk and past performance is no guarantee of future results.

 

Weekly Market Commentary

Weekly Market Commentary

-Darren Leavitt, CFA The S&P 500 avoided a fifth straight week of losses as investors continued to assess the impact of Trump’s policies.  A late rally on Friday...

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Weekly Market Commentary

Weekly Market Commentary

-Darren Leavitt, CFA Investors endured the fourth consecutive week of losses in US equity markets as concerns around tariffs and their impact on the economy continued...

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Weekly Market Commentary

Weekly Market Commentary

-Darren Leavitt, CFA Economic growth concerns weighed on US financial markets as manic trade policy fostered uncertainty and volatility.  It was a hectic week as...

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Weekly Market Commentary

Weekly Market Commentary

-Darren Leavitt, CFA Economic growth concerns weighed on US financial markets as manic trade policy fostered uncertainty and volatility.  It was a hectic week as...

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Weekly Market Commentary

Weekly Market Commentary

-Darren Leavitt, CFA Growth concerns entered the market narrative as investors continued to look at policy uncertainties on tariffs and the strains on geopolitical...

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Weekly Market Commentary

Weekly Market Commentary

-Darren Leavitt, CFA The holiday-shortened week saw the S&P 500 hit all-time highs, but late in the week, the move abruptly succumbed to consolidation pressure....

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Weekly Market Commentary

Weekly Market Commentary

-Darren Leavitt, CFA Despite all of the uncertainties within the investment landscape, global markets were able to post nice gains last week.  Fourth-quarter earnings...

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Weekly Market Commentary

Weekly Market Commentary

-Darren Leavitt, CFA Uncertainty about global trade continued to be at the top of investors' minds as Trump announced 25% tariffs on Mexico and Canada while levying 10%...

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Weekly Market Commentary

Weekly Market Commentary

Darren Leavitt, CFA US financial markets were extremely busy last week as a rush to download a Chinese AI platform called Deep Seek from Apple’s App Store seemingly...

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Ed Slott’s Elite IRA Advisor Group (Ed Slott Group) is a membership organization owned by Ed Slott and Company, LLC. Logos and/or trademarks are property of their respective owners and no endorsement of (Denielle Cerny) or (Denielle Cerny & Associates) is stated or implied. Ed Slott Group and Ed Slott and Company, LLC are not affiliated with Denielle Cerny & Associates.

For the detailed requirements of Ed Slott’s Elite IRA Advisor Group, please visit: https://www.irahelp.com/EliteGroup

 

The Craziest Stuff I’ve Heard

By Andy Ives, CFP®, AIF® IRA Analyst The Ed Slott team has answered literally tens of thousands of IRA and retirement plan questions over the past few years. That is...

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The following link/content may include information and statistical data obtained from and/or prepared by thirdparty sources that Denielle Cerny & Associates, deems reliable but in no way does Denielle Cerny & Associates guarantee its accuracy or completeness. Denielle Cerny & Associates had no involvement in the creation of the content and did not make any revisions to such content. All such third-party information and statistical data contained herein is subject to change without notice and may not reflect the view or opinions of Denielle Cerny & Associates. Nothing herein constitutes investment, legal or tax advice or any recommendation that any security, portfolio of securities, or investment strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Denielle Cerny & Associates, execution of required documentation, and receipt of required disclosures. All investments involve risk and past performance is no guarantee of future results.

For the detailed requirements of Ed Slott’s Elite IRA Advisor Group, please visit: https://www.irahelp.com/EliteGroup

 

Can I See Any Provider With My Medicare Plan?

Can I See Any Provider With My Medicare Plan?

Key Points Original Medicare allows beneficiaries to see any provider nationwide who accepts Medicare. If you have a Medigap plan, you can still see any provider that accepts Original Medicare, while Medicare Advantage plans may have network restrictions that can...

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How to Avoid Medicare Scams While Applying for Medicare

How to Avoid Medicare Scams While Applying for Medicare

Key Points Unfortunately, seniors can be a prime target for scammers, and many will try to trick seniors into falling for their Medicare scams. Scammers use several different tactics to try and scam Medicare beneficiaries and make attempts by phone or email. Scammers...

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HSAs and Medicare: Things to consider when you turn 65

HSAs and Medicare: Things to consider when you turn 65

Retiring soon and wondering what to do with your health savings account (HSA)? You’re not alone – many people find the rules around HSAs and Medicare to be confusing. Here’s what you need to know about having an HSA after 65, spending your contributions and avoiding...

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12 Things Caregivers Need to Know About Medicare

12 Things Caregivers Need to Know About Medicare

Learn how to navigate the system to get the best coverage for your loved one Medicare can be complicated when you’re making your own health care decisions, but it has an extra layer of complexity when you’re trying to help a sick or aging relative navigate the system....

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Preparing for Future Health Care Needs

Preparing for Future Health Care Needs

Many people assume that their family members would automatically be able to make decisions about medical treatments if they were to become incapacitated. But rules vary greatly from state to state. In some cases, decisions are left up to the health care providers and...

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Get the care you need quickly when you’re sick

Get the care you need quickly when you’re sick

Discover 6 ways to access care fast, even if your doctor is busy. Hint: You may not need to go in person. Doctors’ offices are busier than ever these days. Sometimes it can be tough to book a timely appointment with your primary care provider. You might be sick or...

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7 Medicare Changes You’re Seeing in 2025

7 Medicare Changes You’re Seeing in 2025

Expensive medications? You’ll save thousands. Dementia or mental health care? More options Key takeaways Changes from Inflation Reduction Act are in effect now. Lower out-of-pocket limit in Part D drug plans erases old “donut hole.” You may find weight loss...

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