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The following link/content may include information and statistical data obtained from and/or prepared by third party sources that Denielle Cerny & Associates, deems reliable but in no way does Denielle Cerny & Associates guarantee its accuracy or completeness. Denielle Cerny & Associates had no involvement in the creation of the content and did not make any revisions to such content. All such third-party information and statistical data contained herein is subject to change without notice and may not reflect the view or opinions of Denielle Cerny & Associates. Nothing herein constitutes investment, legal or tax advice or any recommendation that any security, portfolio of securities, or investment strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Denielle Cerny & Associates, execution of required documentation, and receipt of required disclosures. All investments involve risk and past performance is no guarantee of future results.

4 Key Decisions for Early Retirement

4 Key Decisions for Early Retirement

‘Will your money last?’ isn’t the only question to consider before retiring. I was chatting with a friend the other day about his retirement—possibly an early one. At...

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Weekly Market Commentary

Weekly Market Commentary

US markets advanced in an erratic week of trading. The S&P 500 ended the week above the 6000 level and is up nearly 24% from the April 7th lows. Investors continue...

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Weekly Market Commentary

Weekly Market Commentary

-Darren Leavitt, CFA The holiday-shortened week was busy. Trade uncertainties continued to be on investors' minds, with several trade stories hitting the tape...

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Weekly Market Commentary

Weekly Market Commentary

-Darren Leavitt, CFA It was a busy week on Wall Street.  The Dow Jones Industrial Index and the S&P 500 went positive for the year, catalyzed by the announcement...

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Weekly Market Commentary

Weekly Market Commentary

-Darren Leavitt, CFA Global markets rallied for a second week as the S&P 500 clinched nine consecutive days of gains- something not seen in two decades.  News that...

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Weekly Market Commentary

Weekly Market Commentary

-Darren Leavitt, CFA Global financial markets rallied on several reports that suggested significant progress was being made on trade negotiations.  Vice President Vance...

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Weekly Market Commentary

Weekly Market Commentary

-Darren Leavitt, CFA Equity markets regressed during the abbreviated trading week, while US Treasuries found some footing. Trade policies continued to influence markets...

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Weekly Market Commentary

Weekly Market Commentary

-Darren Leavitt, CFA Wow, what a week on Wall Street.  Continued uncertainty regarding trade policy induced massive swings in the equity, bond, commodity, and currency...

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Weekly Market Commentary

Weekly Market Commentary

-Darren Leavitt, CFA Global financial markets tumbled last week as investors moved out of risk assets, fearing that a worldwide trade war would ensue after Trump's...

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Weekly Market Commentary

Weekly Market Commentary

-Darren Leavitt, CFA Global financial markets tumbled last week as investors moved out of risk assets, fearing that a worldwide trade war would ensue after Trump's...

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Ed Slott’s Elite IRA Advisor Group (Ed Slott Group) is a membership organization owned by Ed Slott and Company, LLC. Logos and/or trademarks are property of their respective owners and no endorsement of (Denielle Cerny) or (Denielle Cerny & Associates) is stated or implied. Ed Slott Group and Ed Slott and Company, LLC are not affiliated with Denielle Cerny & Associates.

For the detailed requirements of Ed Slott’s Elite IRA Advisor Group, please visit: https://www.irahelp.com/EliteGroup

 

Bad Advice Turns Me Into the Hulk

By Andy Ives, CFP®, AIF® IRA Analyst Before he transformed into the Incredible Hulk, Bruce Banner once said to his antagonist, “Don’t make me angry. You wouldn’t like...

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The following link/content may include information and statistical data obtained from and/or prepared by thirdparty sources that Denielle Cerny & Associates, deems reliable but in no way does Denielle Cerny & Associates guarantee its accuracy or completeness. Denielle Cerny & Associates had no involvement in the creation of the content and did not make any revisions to such content. All such third-party information and statistical data contained herein is subject to change without notice and may not reflect the view or opinions of Denielle Cerny & Associates. Nothing herein constitutes investment, legal or tax advice or any recommendation that any security, portfolio of securities, or investment strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Denielle Cerny & Associates, execution of required documentation, and receipt of required disclosures. All investments involve risk and past performance is no guarantee of future results.

For the detailed requirements of Ed Slott’s Elite IRA Advisor Group, please visit: https://www.irahelp.com/EliteGroup

 

What If My Medicare Doctor “Opts Out”?

What If My Medicare Doctor “Opts Out”?

Finding a doctor you like and trust can be a long process, so I understand that it can be frustrating when your doctor no longer accepts Medicare. If your doctor has “opted out” of Medicare, this means that he or she no longer accepts Medicare assignment...

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How do Social Security and Medicare work together?

How do Social Security and Medicare work together?

They are separate programs, but the Social Security Administration handles enrollment and collects premiums for many on Medicare Social Security and Medicare are distinct programs serving older and disabled Americans, but they have an important commonality: Social...

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Advice Retirees Wish They Knew Sooner

Advice Retirees Wish They Knew Sooner

Retirement can be one of the most fulfilling times in life, but getting there comes with its own set of challenges and learning experiences. While reflecting, there may be some tips and advice people wish they had taken sooner or not at all. In our Medicare Q&A...

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Is the Medicare Annual Wellness Visit Mandatory?

Is the Medicare Annual Wellness Visit Mandatory?

Key Points While the Medicare Annual Wellness Visit is not mandatory, it is a 100% covered preventive service. The Annual Wellness Visit differs from the typical annual physicals you were used to with group coverage. If you’ve had Medicare Part B for more than 12...

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Could Partial Retirement Be Right For You?

Could Partial Retirement Be Right For You?

Key Points Partial retirement is when you retire from your full-time position, but might work part-time to produce a reduced income. You may consider partial retirement if you enjoy working and want to continue or if you need to work for the extra money. Your Medicare...

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What is My Medicare Initial Enrollment Period?

What is My Medicare Initial Enrollment Period?

Key Points Your Initial Enrollment Period (IEP) is a seven-month window surrounding your 65th birthday, allowing you to enroll in Medicare Parts A and B. Your Medicare start date depends on when you enroll; if you sign up in the three months before your birthday,...

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Can I See Any Provider With My Medicare Plan?

Can I See Any Provider With My Medicare Plan?

Key Points Original Medicare allows beneficiaries to see any provider nationwide who accepts Medicare. If you have a Medigap plan, you can still see any provider that accepts Original Medicare, while Medicare Advantage plans may have network restrictions that can...

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