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The following link/content may include information and statistical data obtained from and/or prepared by third party sources that Denielle Cerny & Associates, deems reliable but in no way does Denielle Cerny & Associates guarantee its accuracy or completeness. Denielle Cerny & Associates had no involvement in the creation of the content and did not make any revisions to such content. All such third-party information and statistical data contained herein is subject to change without notice and may not reflect the view or opinions of Denielle Cerny & Associates. Nothing herein constitutes investment, legal or tax advice or any recommendation that any security, portfolio of securities, or investment strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Denielle Cerny & Associates, execution of required documentation, and receipt of required disclosures. All investments involve risk and past performance is no guarantee of future results.

 

Weekly Market Commentary

Weekly Market Commentary

Global equity markets finished the week mixed, with US markets posting their second straight week of losses.  Geopolitical concerns and trade tensions were top of mind...

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Weekly Market Commentary

Weekly Market Commentary

US financial markets ended the week with mixed results as investors assessed the first week of fourth-quarter earnings.   Earnings results from the banks initially...

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Weekly Market Commentary

US equity markets notched new highs in the second week of the new year, even as geopolitical tensions increased in several regions.  The new highs came on a broadening...

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2026: Here We Go Again!

By Andy Ives, CFP®, AIF® IRA Analyst It’s a new year, and the slate is wiped clean. Here we go again! While we are only one week into 2026, there are some important IRA...

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Weekly Market Commentary

Weekly Market Commentary

US markets ended the New Year holiday-shortened week with losses.  Mega-cap Technology issues sold off on low volume, as did Financial and Consumer Discretionary...

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Weekly Market Commentary

Weekly Market Commentary

The Christmas-shortened week produced gains across all major US indices, with the S&P 500 and Dow Jones hitting record highs.  Mega-cap Tech assumed its leadership...

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Weekly Market Commentary

Weekly Market Commentary

US markets finished the week mixed, with a late-week rally in technology mitigating early-week losses.  Micron Technology’s third-quarter results were excellent and...

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Weekly Market Commentary

Weekly Market Commentary

The Federal Reserve, as expected, cut its monetary policy rate by twenty-five basis points to 3.50%-3.75% and tempered expectations for further cuts in 2026.  The...

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Ed Slott’s Elite IRA Advisor Group (Ed Slott Group) is a membership organization owned by Ed Slott and Company, LLC. Logos and/or trademarks are property of their respective owners and no endorsement of (Denielle Cerny) or (Denielle Cerny & Associates) is stated or implied. Ed Slott Group and Ed Slott and Company, LLC are not affiliated with Denielle Cerny & Associates.

For the detailed requirements of Ed Slott’s Elite IRA Advisor Group, please visit: https://www.irahelp.com/EliteGroup

 

Spousal IRA Contributions

  By Sarah Brenner, JD Director of Retirement Education IRA and Roth IRA contributions are only permitted when you have taxable “compensation” or earned income....

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How Your RMD Statement Can Help You

  Sarah Brenner, JD Director of Retirement Education The rules for required minimum distributions (RMDs) can be complicated and, under the law, the responsibility...

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The following link/content may include information and statistical data obtained from and/or prepared by thirdparty sources that Denielle Cerny & Associates, deems reliable but in no way does Denielle Cerny & Associates guarantee its accuracy or completeness. Denielle Cerny & Associates had no involvement in the creation of the content and did not make any revisions to such content. All such third-party information and statistical data contained herein is subject to change without notice and may not reflect the view or opinions of Denielle Cerny & Associates. Nothing herein constitutes investment, legal or tax advice or any recommendation that any security, portfolio of securities, or investment strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Denielle Cerny & Associates, execution of required documentation, and receipt of required disclosures. All investments involve risk and past performance is no guarantee of future results.

For the detailed requirements of Ed Slott’s Elite IRA Advisor Group, please visit: https://www.irahelp.com/EliteGroup

 

Medicare Checkup: 7 Smart Moves to Start the Year Confident

Medicare Checkup: 7 Smart Moves to Start the Year Confident

Medicare is not “set it and forget it.” Plans, provider networks, drug formularies, and costs can change each year—sometimes in ways that surprise people after they’ve already scheduled appointments or refilled prescriptions. A quick annual Medicare checkup can help...

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